VIEW FULL PAGE OF MYADVISOR AGREEMENT 

General Purpose

This Investment Advisory Agreement (the “Agreement”) is made and entered into this (Date by and between EH Wealth Advisors, LLC. (“Advisor ”) an investment advisory firm and registered investment advisor (hereafter referred to as “ADVISOR”), whose address is 2000 Town Center, Ste 1900, Southfield, MI 48075 and by me­­­­­­­­­­­ ( hereafter referred to as “CLIENT”), whose address is  and sets forth the terms and conditions under which ADVISOR will render investment advisory and financial planning services. Advisor and Client shall be herein referenced individually as “Party” or collectively as the “Parties”. In consideration of the mutual benefits to be derived from the agreement, it is understood and agreed as follows:

The Advisor will advise, monitor and review your financial plan based upon financial information the Client provides in the Client’s secure eMoney Advisor Portal.

• Reviewing and prioritizing your goals and objectives.
• Developing a summary of your current financial situation, including a net worth statement, cash flow summary, and insurance analysis.
• Developing a financial management strategy, including financial projections and analysis.

PLANNING AREAS

• Cash Flow Analysis
• Budget & Spending Plan
• Debt & Credit Analysis
• Savings Strategy
• Employer Benefits Analysis

BROCHURE RULE

Client acknowledges receipt and review of a brochure document (also Advisor’s Form ADV, Part 2A.  Client also understands that this Agreement may be voided without penalty at any time during the next five (5) business days.

(a) Client acknowledges receipt of the firm’s brochure document more than 48 hours prior to the execution of this Agreement.

(b) Client understands that it may terminate this Agreement without penalty within five business days after such date, Note:  any investment action taken by the Adviser with respect to the Account prior to any such termination will be at Client's risk.

Client Responsibilities

Client recognizes that the value and usefulness of the advisory services of Advisor will be dependent upon information that he/she provides and upon his/her active participation in the formation of investment objectives. Client will assist Advisor in the development of his/her Investment Policy Statement. Client shall advise Advisor if Client’s financial condition or objectives change at any time.

Fee for Services

The fee for investment advisory and financial planning services can be billed annually or monthly. The first payment is due following the execution of this agreement. The fee is based on the level of services provided by the ADVISOR as agreed upon by selection of the myAdvisor planning program.

Duration of Agreement

This agreement, and the work of EHWA on your behalf, begins when you accept this agreement and is ongoing until either party terminates this agreement.  

As long as we continue to work together, this contract automatically renews. Our agreements can be terminated by Client, or by Advisor at any time, by sending the other party seven (7) days prior to termination, a dated, written notice of termination.

Upon termination, Client will remain obligated for the payment of any services performed for his/her account prior to termination. The management fee will be pro-rated for the quarter in which the cancellation notice was given and any unearned fees will be refunded to Client.

We will have no further obligations under the contract after termination.

Termination & Refunds

No Assignment of this Agreement shall be made by the Advisor without written consent of the Client. Client may terminate this Agreement without penalty upon notice to the Advisor at any time within five (5) days from the date hereof. Client has the right to receive the ADV Part 2 at the time of signing the Agreement. Thereafter, either Client or Advisor may terminate this Agreement by giving thirty (30) days prior written notice of termination to the other. Upon termination, any fees owed to the Advisor shall be paid by the Client on a prorated basis as of the effective date of termination.

We will have no further obligations under the contract after termination.

CONFIDENTIALITY

This agreement is confidential, and all information and advice furnished by either party to the other shall be treated as such and shall not be disclosed to any unauthorized persons (including third parties) except as required by law.

DISCLAIMERS AND LIMITATIONS

The Client’s investments are subject to risks associated with investing in program related investments, including various market, currency, economic, political and business risks. Client agrees that all transactions in Client’s Portfolio are for Client’s sole account and risk. The Advisor shall not be excluded from liability for losses occasioned by the Advisor’s willful misfeasance, bad faith, or gross negligence in the performance of its duties hereunder. The federal securities laws impose liabilities under certain circumstances on persons who act in good faith and nothing in this Agreement shall constitute a waiver of limitation of any rights which the Client may have under applicable federal or state law.

GOVERNING LAW/VENUE

This Agreement and the rights and obligations of the parties shall be construed in accordance with and governed by the laws of the State of Michigan.

ARBITRATION - Any dispute arising out of this agreement shall be subject to final and binding arbitration according to the Commercial Arbitration Rules of the American Arbitration Association then in effect. Judgment upon any arbitration award must be entered in the State of Michigan. The prevailing party in any arbitration and other legal proceeding under this section will be entitled to recover reasonable attorney’s fees, costs and expenses.

The above does not waive Client’s rights under state or federal securities laws to pursue a remedy by other means.

DISCLOSURE

READ OUR FIRM STATE DISCLOSURE DOCUMENTS

Clients should also note that the current performance achieved by Accounts supervised and/or managed by Advisor may not be indicative of the future performance results.  Investing in securities comes with risks that the clients should be prepared to bear.  

The Code of Ethics sets forth the standards of business conduct that the firm expects all officers, directors, employees, and advisory representatives to follow. The Code also describes certain disclosure requirements with which particular individuals associated with or employed by the firm must comply. We will provide the current copy of the Code of Ethics to any client or prospective client upon request.

NOTICE: BY SIGNING THIS AGREEMENT, YOU ARE AGREEING TO THE ARBITRATION PROVISION SET FORTH IN ARBITRATION SECTION ABOVE. EACH PARTY TO THIS AGREEMENT THAT IT HAS READ AND UNDERSTANDS THE FOREGOING ARBITRATION PROVISION. 

ACCEPTABLE FORMS OF PAYMENT

Fees are withdrawn from the client’s checking account or credit card. NO CASH or MONEY ORDERS will be accepted.

FEE BILLING AUTHORIZATION

Client hereby authorizes Advisor to charge the Account for the full amount of Advisor’s fees as such fees become due and payable, provided that Advisor maintains records showing (a) the amount of the fee, (b) the Account value (as defined herein) on which the fee was based and (c) the specific manner in which the fee was calculated; provided, further, that Client shall direct the Custodian to send to Client a statement indicating all amounts disbursed from the Account, including the amount of all fees paid to Advisor.